CLOE was born from a shared belief that finance deserved better. A system built by people who have lived the pain, not just studied it.
After years inside global audit firms and high-growth finance teams, one truth became impossible to ignore. Month-end close was a marathon of manual reconciliations, version chaos, and sleepless nights. Every quarter felt like starting from scratch.
Between March and August 2025, we began experimenting with AI-driven finance agents, not to replace accountants, but to reimagine how finance could work. Through hundreds of trials and prototypes, one insight stood out: a real system has to reason, explain, and adapt like a true digital controller.
With a deep foundation in accounting and a shared frustration for broken workflows, we started building CLOE, one line of logic, one process at a time. The goal was simple yet ambitious: a finance engine that closes the books the way accountants think. Precise, explainable, always audit-ready.
CLOE exists to give finance teams back the hours they spend chasing numbers. The closer the ledger is to the decision, the better the company runs.
Eliminate manual, spreadsheet-driven finance workflows and replace them with intelligent, automated, audit-ready processes, so finance teams can focus on strategy, not spreadsheets.
To become the AI-native operating system for Finance. Every organisation, from startups to enterprises, closes faster, stays compliant, and unlocks real-time financial intelligence.
Being built by finance and accounting folks who have lived the pain — closing books on weekends, wrestling spreadsheets at 2am, and chasing reconciliations that should never have broken in the first place. CLOE is the system we wished we had.
A working group of operators and specialists guiding CLOE from ledger logic to model architecture.
We are always looking for folks to join us. Drop a mail to pranav@cloe.finance with your resume and we will get back.